In compliance with Gramm-Leach-Bliley Act (GLBA), this notice describes the privacy policy and practices followed by Korzec Insurance Agency. Your privacy is a high priority for us and it will be treated with the highest degree of confidentiality. In order for us to be able to provide you with insurance products and services, we need to collect certain information from you. However, we want to emphasize that we are committed to maintaining the privacy of this information in accordance with the law. All individuals with access to personal information about our customers are required to follow this policy.

Non-public Information collected.

Information we receive from you on insurance and annuity applications, claim forms or other forms such as your name, address, date and location of birth, marital status, sex, social security number, medical information, beneficiary information, etc.

Information about your transactions with us, our affiliates or others such as premium payment history, tax information, investment information, and accounting information; and

Information we receive from consumer reporting agencies, such as the Registry of Motor Vehicles.

Non-public Information Disclosed.

We may provide the non-public information that we collect to affiliated or nonaffiliated persons or entities involved in the underwriting. processing, and servicing insurance products.

We will not provide this information to any other nonaffiliated third party unless we have a written agreement that requires such third party to protect the confidentiality of this information.

We may have to provide the above described non-public information that we collect to authorized persons or entities to comply with a subpoena or summons by federal, state or local authorities and to respond to judicial process or regulatory authorities having jurisdiction over our company for examination, compliance or other purposes as required by law.

We do not disclose any non-public personal information about our customers to anyone except as permitted or required by law.

Confidentiality and Security of Your Nonpublic Personal Information.

We restrict access of non-public personal information about you to only those persons who need to know about that information to underwrite, process, and service insurance products.

We maintain physical, electronic, and procedural safeguards that comply with state and federal standards to guard your non-public personal information.

If we become aware that an item of personal information may be materially inaccurate, we will make a reasonable effort to re-verify its accuracy and correct any error as appropriate.

Information About Former Customers

Non-public information about our former customers is maintained on a confidential and secure basis, If any such disclosure is made, it would be for reasons and under the conditions described in this notice, We do not disclose any non-public personal information about our former customers to anyone except as permitted or required by law.

Further Information

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

If we change our privacy policy in the future, we will let you know. When considering any change, your privacy will remain a priority.